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Free, accurate calculators for Germany income tax, VAT, mortgage, and salary. All rates updated for the 2026 tax year in EUR.
Standard VAT
19%
Reduced: 7%
Top Tax Rate
45%
Income tax
Social Security
20.225%
Employee rate
Currency
€
EUR
Choose a calculator to get started with accurate Germany financial figures.
Calculate net income after Germany income tax. See your exact tax with 2026 brackets, personal allowance of €12,084, and deductions.
Add or remove Germany VAT instantly. Standard rate 19%, reduced rate 7%. Perfect for businesses and consumers.
Estimate Germany mortgage payments at typical 3.5% rate. Calculate monthly payments, total interest, and affordability.
Convert Germany gross salary to take-home pay. See income tax, social security (20.225%), and your actual net earnings.
Important tax rules and thresholds for Germany in the 2026 tax year.
Progressive income tax with 5 brackets (0% to 45%)
Solidarity surcharge of 5.5% on income tax above €18,984
Church tax of 8-9% in Bavaria and Baden-Württemberg
No wealth tax in Germany
Want to compare Germany with other EU countries?
Browse all 27 EU member states and compare tax rates, VAT, and mortgage rates side by side.
View All EU CountriesEverything you need to know
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VAT calculator for all 27 EU member states with current rates for 2026.
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