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Free, accurate calculators for Spain income tax, VAT, mortgage, and salary. All rates updated for the 2026 tax year in EUR.
Standard VAT
21%
Reduced: 10%
Top Tax Rate
47%
Income tax
Social Security
6.35%
Employee rate
Currency
€
EUR
Choose a calculator to get started with accurate Spain financial figures.
Calculate net income after Spain income tax. See your exact tax with 2026 brackets, personal allowance of €6,180, and deductions.
Add or remove Spain VAT instantly. Standard rate 21%, reduced rate 10%. Perfect for businesses and consumers.
Estimate Spain mortgage payments at typical 3.5% rate. Calculate monthly payments, total interest, and affordability.
Convert Spain gross salary to take-home pay. See income tax, social security (6.35%), and your actual net earnings.
Important tax rules and thresholds for Spain in the 2026 tax year.
Progressive income tax with regional variations
Autonomous communities have additional tax rates
Solidarity surcharge of 5% for high earners
Madrid offers 100% tax discount for 3 years for new residents
Want to compare Spain with other EU countries?
Browse all 27 EU member states and compare tax rates, VAT, and mortgage rates side by side.
View All EU CountriesEverything you need to know
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VAT calculator for all 27 EU member states with current rates for 2026.
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