Tennessee Income Tax Calculator
Tennessee has no state income tax. Estimate your federal income tax below.
Tennessee Has No State Income Tax
Tennessee has no state income tax on wages or salaries. The Hall Tax on investment income was phased out and fully repealed as of 2021. The calculator below estimates your federal income tax only — there is no Tennessee state tax to add.
Tax Information
Basics
Earned Income
Your Earned Income
(W-2 box 1)
(W-2 box 2)
Other Family Incomes
Unemployment, retirement pay, etc.
Deductions & Proposed Credits
Proposed to be tax-free
Proposed to be tax-free
Max $10,000 for qualified vehicle
Standard Deductions (2025):
- • Single / MFS: $15,000
- • Married Filing Jointly: $30,000
- • Head of Household: $22,500
If your itemized deductions exceed the standard deduction, the calculator will automatically use itemized.
Estimated Total Income Tax
$16,851.50
Total tax owed (Fed + State + FICA)
Federal Tax
$8,114.00
State Tax
$3,000.00
FICA Tax
$5,737.50
After-Tax Income
$58,148.50
Effective Tax Rate
22.47%
Marginal Tax Rate
22%
Taxable Income
$75,000.00
Income Breakdown
Tax by Bracket
Tax Bracket Details
Understanding Your Tax Rates
- •Effective Tax Rate (22.47%): This is the actual percentage of your income that goes to taxes. It's calculated as total tax divided by total income.
- •Marginal Tax Rate (22%): This is the tax rate on your last dollar of income. Any additional income will be taxed at this rate.
- •Progressive Taxation: The U.S. uses a progressive tax system, meaning different portions of your income are taxed at different rates.
Tax Summary
Tennessee Income Tax Overview
Tennessee has no state income tax on wages or salaries. The Hall Tax on investment income was phased out and fully repealed as of 2021.
No state income tax — how Tennessee generates revenue
States without an income tax must fund government services through alternative means. Tennessee typically relies on sales taxes, excise taxes, and in some cases natural resource revenues. Understanding your overall tax picture in Tennessee means looking at sales taxes and property taxes, not just income taxes.
Federal income tax brackets (2025)
Regardless of which state you live in, you owe federal income tax on your taxable income. The 2025 federal brackets for single filers are: 10% (up to $11,925), 12% ($11,926–$48,475), 22% ($48,476–$103,350), 24% ($103,351–$197,300), 32% ($197,301–$250,525), 35% ($250,526–$626,350), and 37% (above $626,350). The calculator above computes your federal obligation using these brackets plus your standard or itemized deductions.
Note: This calculator estimates federal income tax only. State income tax calculations vary significantly by state and may depend on filing status, deductions, and credits specific to Tennessee. Consult a tax professional for personalized advice.
Income tax calculators for other states
View all 50 US state calculators →Also see: Tennessee Mortgage Calculator
Estimate your monthly mortgage payment with Tennessee's property tax rate of 0.64% already factored in.
Tennessee Mortgage Calculator →